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All information is provided on a volunteer basis by users of this Web site and members of Global CMA.. Users of this Web site and members of Global CMA have varying levels of knowledge; Global CMA does not certify accuracy of any information or certify that any level of expertise relevant to that information has been met. Your access to and use of (the “Site”) is governed by these Terms of Use and disclaimer clause on the site and any notices and consent provided or obtained in connection with the Site (collectively, the “Agreement”). As used in this Agreement “,” “We,” “Us,” or “Our” refers to Global CMA, its members and designers/developers. “You” or “Your” refers to you, the user of this Site.

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[dt_sc_icon_box title=’1. Type of Content on the Site’ link=’#’ ]The information available on this Site, including, without limitation, reviews, opinions, directions, guides, graphics, photographs, logos, audio or video clips, and data (collectively “Content”) is not a substitute for any type of professional advice, including, without limitation, psychiatric, medical, financial, or legal advice. Always seek the advice of an appropriate professional and never disregard professional advice or delay in seeking it because of Content on this Site. Global CMA does not certify or endorse the Content on this Site, including without limitation any opinion, recommendation, advice, or any other information contained in the Content. IS NOT RESPONSIBLE FOR HARM TO PERSONS OR PROPERTY THAT RESULTS FROM YOUR USE OF THE SITE, INCLUDING WITHOUT LIMITATION, USE OF ANY CONTENT ON THE SITE.

[dt_sc_icon_box title=’2. Agreement to Deal Electronically’ ]
Your use of the Site is conducted electronically and you agree that may communicate with you electronically for all aspects of your use of the Site, including sending you electronic notices. If you do not wish to deal electronically, do not use this Site. Delivery of electronic notices is not infallible, so you agree to contact if you need information about the Site. You agree to keep all records relating to your use of the Site and to print or make an electronic copy of this Agreement and any disclosures provided on the Site. Except as prohibited by law, you waive any law requiring different communication methods in connection with your use of this Site reserves the right, at its sole discretion, to deliver notices and disclosures by other means such as postal mail.


[dt_sc_icon_box title=’3. Changes to this Agreement ‘ link=’#’ ]

The Site is like a store: every time a customer enters a store the customer is bound by the rules in effect on the date of the customer’s visit. Similarly, at this Site, you are bound by the version of this Agreement that is in effect on the date of your visit. The terms of this Agreement may change from time to time so please review it when you visit the Site. Any use of the Site after the effective date of any change will constitute your consent to the revised Agreement.


[dt_sc_icon_box title=’4. Protect Your Password: You Authorize All Uses Made Of It.]
You are responsible for maintaining the confidentiality of the password that you choose to access and use the Site (“Account”). Subject to applicable law, you agree to be liable for all uses of your Account whether or not actually authorized by you, including but not limited to uses of your Account to submit questions at the Site or to answer questions through the Site. This means that you should not supply your password to anyone who is not authorized to take actions for you.


[dt_sc_icon_box title=’5.Privacy ‘ ] may use your email address for the purposes it considers and deems fit. Information about you may be used by for the purposes it considers and deems fit.


[dt_sc_icon_box title= “6. License to Use the Site”] hereby grants you a limited, non-transferable license to access and use the Site and Content solely for your personal, non-commercial purposes. Except for the license in this Section 6, retains all right, title, and interest in and to the Site and Content. Subject to applicable law, reserves the right to suspend or deny, at its sole discretion, your access to all or any portion of the Site with or without notice. You may not access or use the Site or any portion of the Site if such access would violate any law. You may access and print copies of the web screens from this Site, including a copy of this Agreement, for your personal use. Except as provided in this Agreement, permission to reprint or electronically reproduce any Content in whole or in part for any other purpose is expressly prohibited, unless prior written consent is obtained from You may contact us if you wish to obtain such consent. The Content on this Site is protected by copyright under both Indian and foreign laws. All rights not expressly granted herein are reserved to and its licensors.
The license in this Section 6 does not include permission to copy the design elements, “look and feel” or layout of this Site. Those elements are protected by law, such as trade dress, trademark, unfair competition, and other laws, and may not be copied or imitated in any manner. Subject to applicable law, reserves the right to revoke the above permission at any time and to suspend or deny, in its sole discretion, your access to all or any portion of the Site with or without notice. Except as expressly provided in this Agreement, neither nor any third party has conferred upon you by implication, estoppels, or otherwise, any license or right under any patent, copyright, trademark, trade secret or any other proprietary right.


[dt_sc_icon_box title= “7. Rules Relating Services”]
If you use the services, you are solely responsible for communications posted by you or through your Account. You agree that violation of any of the following rules constitutes a material breach of this Agreement:
a. Using the Service for any purpose in violation of local, state, national, or international laws.
b. Providing false information on your registration form or impersonating any person.
c. Posting material that infringes on the intellectual property rights of others or on the privacy or publicity rights of others.
d. Posting or transmitting any information, data, text, files, links, software, chat, communication, or any other materials that are unlawful, harmful, threatening, abusive, invasive of another’s privacy, harassing, defamatory, slanderous, vulgar, obscene, hateful, racist, embarrassing or otherwise objectionable to any other person or entity as determined by in its sole discretion;.
e. Posting or transmitting any unsanctioned advertising, promotional materials, or any other forms of unsanctioned solicitation, including, without limitation, “junk mail,” “Spam,” “chain letters,” or any unsolicited mass distribution of email.
f. Posting surveys, contests, or pyramid schemes.
g. Posting improper questions or answers that are not related to the particular topic.
h. Stalking, harassing, or otherwise harming others; Distributing viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.
i. Collecting or storing personal data about other users of the Site; Inducing, enticing, soliciting, recruiting, luring, or attempting to induce, entice, solicit, recruit, or lure users or Experts to another web site which, in reasonable determination, is a competitor of
j. Engaging in any other conduct that inhibits any other person from using or enjoying the Q&A Service or the Site.
k. Engaging in any other behaviour on the Site, which in sole discretion is unacceptable. may (but is not obligated) to remove Content for any reason, with or without notice to you, including without limitation Submissions (as defined below) that do not conform with the rules Service and terminate your access to the Site.


[dt_sc_icon_box title= “8. License to Submissions to the Site”]
Should you provide this Site with information, including without limitation, postings, feedback, data, questions, comments or suggestions (“Submissions”) those Submissions will be deemed not to be confidential. You grant a royalty-free, perpetual, irrevocable, world-wide license to use, copy, reproduce, create derivative works from, adapt, modify, publish, edit, translate, sell, distribute, transmit, transfer, publicly display, publicly perform, and display the Submissions without any limitation and in any media or any form now known or later developed. may sublicense these rights to third parties.

[dt_sc_icon_box title= “9. Miscellaneous; Entire Agreement “]
If any part of this Agreement is determined to be illegal, void, invalid or unenforceable, then the invalid or unenforceable provision (or portion) will be deemed superseded by valid, enforceable language that most closely matches the intent and allocation of risk in the original provision (or portion) and the rest of the Agreement will continue in full force and effect. The Agreement constitutes the entire agreement between you and with respect to the Site and your use of the Site, and supersedes all other (prior or contemporaneous) communications or displays whether electronic, oral, or written, between you and regarding the Site and your activities.

[dt_sc_icon_box title= “10. Geographical & Export Restrictions “]
You agree that all Content posted or accessible via the Site is subject to applicable export control laws and regulations of the Indian Government. You agree not to export or re-export any Content directly or indirectly, to any country not permitted by Indian government export restrictions.


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